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Toby Ramsden is your Ledgers Professional in St. Albert Alberta. Whether you need accounting or bookkeeping give us a call, we're here to help Contact Toby Today
Toby Ramsden is a seasoned hands-on finance professional with many years experience in accounting, bookkeeping and income tax for businesses ranging from small owner-managed businesses to public companies.
Toby has worked in a wide range of industries including pharmacy, laboratory services, construction, manufacturing, restaurants and landscaping.
He is active as a board member in local charities, including Dogs With Wings Assistance Dogs Society.
As a small business owner himself, he understands the need for quality and timely service at a fair price.
Ledgers (St. Albert) is the “one stop shop” for all the financial needs of your business and is dedicated to providing business owners with timely financial information to enable the growth and effective management of business operations.
As a business owner, you can focus on running your business while we manage the financial aspects of your operation with the support of a national network of professionals.
We are committed to providing you with the support needed to successfully achieve your business goals through a complete range of services.
Amortization Schedules, Bank Reconciliation's, Sales Tax Remittances and all of the other services your in-house or contract bookkeeper can't handle. Our Professionals have the skills, education, training and support to fulfil the financial needs of your clients.
We use State of the Art Cloud Bookkeeping technology to automate and modernize your bookkeeping system. Automation saves you both time and money.
Why rely on an individual that considers themselves to be a bookkeeper because they know how to use a software application, when you can trust your books and financial information to a Professional with the education and skills necessary to help you succeed?
Did you know?
The success (or failure) of any business is contingent upon the business plan; if you do not have a business plan, how can you possibly gauge your results? How do you know if your business is meeting expectations?
Our Business Plan Services are all available at a very low, affordable price, generally at a fraction of the cost that others charge and are recognized by ALL OF THE MAJOR BANKS!
No lending institution will lend your business money without a properly prepared, detailed business plan. A Business Plan will become your roadmap to the future of your business; would you drive from Calgary to San Jose without a map? So why would you try to develop a successful business without a plan?
If the Covid-19 Pandemic has taught us anything, it is that cash flow is critical to the success of your business.
Without sound cash flow and liquid cash reserves, a business can fail quickly should an unexpected event occur.
Does your business have the cash flow and reserves to survive another event? Could you survive another wave and shutdown again?
Get professional prepared cash flow projections and determine the viability of your business before it is too late.
One of the greatest myths in the small business community is that a CPA or large accounting firm must complete your Corporate Tax Return and Financial Statements each year; nothing could be further from the truth!
This myth, can end up costing your business thousands of dollars in unnecessary fees each year.
At Ledgers Canada, we provide our Network Members with the tools and training to assist you in making your business better. A Ledgers Professional has the training, skills, support and infrastructure to complete your financial statements and tax returns professionally and in a timely manner, usually at a FRACTION of the cost of the large firms.
Establishing the proper structure for your business, before you start your business is extremely important!
In fact, if you fail to establish the proper structure in the beginning, it can be very difficult to change later and it could end up costing you thousands of dollars annually in taxes. Our Services are all available at a very low, affordable price, generally at a fraction of the cost that others charge.
Sure, there are lots of ‘do it yourself’ incorporation services out there, but do they give you advice and guidance based upon your personal tax situation? Will they take the time to understand your plans for succession? Will they look at tax saving strategies? Will they look at your family situation and look at future tax planning scenarios?
All of these items should be considered BEFORE you incorporate your business!
The greatest asset of your business walks in the door at 9:00am; unfortunately, the greatest liability your business has also walks in the door at 9:00am. Employees are an integral part of almost every small business, however, treated poorly or outside of the boundaries of employment standards legislation, employees can become a nightmare for you.
Ensuring your employees are paid on time and accurately is very important to the success of your business and your local Ledgers Professional will work with you to ensure that you are meeting the requirements of the Provincial Employment Standards Act.
When a person enters into a business, be it a franchise opportunity or a plan they have developed on their own, the startup issues can be of great concern and quite overwhelming for the typical small business owner.
There are so many things to worry about, from finding a location to hiring staff, finding suppliers, talking to customers, arranging financing and more…
Whether you buy a ‘turn key’ franchise business or start a business of your own, the Startup can be time consuming and downright frightening.
Our Standard SureStart™ Package includes: